Pay Out

Monetize payouts to vendors, suppliers, and employees

Give your customers embedded AP experiences with real control over how and when they pay. Every payment is powered by intelligence that moves money faster, reduces vendor friction, and unlocks new revenue for your platform.

Launch and scale pay outs as a service

Equip your customers to pay vendors, sub-contractors, employees and other recipients, efficiently and securely while delivering a new monetization opportunity for your platform.

Robust and modern API 

Developer Friendly API to help you quickly and easily integrate and begin monetizing payables.

Embedded payables components

Customizable Java-Script components to help you quickly and easily integrate while reducing PCI Scope.

White-labeled  web application

Brand and configure a comprehensive payments platform to suit your Bill Pay needs.

Simplify and optimize the vendor payment process with managed payables

Leverage Payabli’s Managed Payables program to streamline vendor payment execution. Transmit large accounts payables files via API or SFTP, automatically match payments with previously enrolled vendors, and activate vendor enablement to pay every single bill securely and efficiently.

Pay 100% of bills submitted by offering multiple modalities: vCard, ACH, Physical Check, RTP, and Wire Transfers. Push-to-Card and Digital Check (coming soon).

Drive superior virtual card adoption in turn earning higher rebates through real-time Vendor Enablement.

Full exception management support for unprocessed payments, payment method change requests and disputes.

Webhooks and notifications to track the entire payment lifecycle.

Custom approval workflows to combat fraud and enforce compliance.

OCR engine to scan and present bills in your user experience.

Intelligent Disbursements

Automate your AP process with AI that does the heavy lifting

Accounts payable is one of the most manual, time-consuming processes your merchants manage. Payabli embeds AI directly into your payables so your platform handles the complexity automatically, vendors get paid without delays, and your merchants focus on running their business successfully.

AI Vendor Enrichment

Automatically collects vendor payment information - scanning invoices, researching vendor sites, and ensuring accurate vendor data to successfully execute payouts. 

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AI Vendor Enablement

Autonomously pay via payment pages, vendor portals and by placing AI-powered outreach calls when needed. Vendors get paid faster, and your platform captures more revenue.

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Amigo Chat

Ask any question about your payables data and get instant answers - disbursement volume, vendor payment status, virtual card adoption, exception trends, and more. No dashboards to build. No analyst needed. Just your data, on demand.

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Build a payables experience that evolves with your platform

Payabli is one of the only providers offering complete service-level flexibility. Start with managed services and scale to self-service, or vice versa — transition seamlessly as your needs evolve.

Managed Services

White-glove service where Payabli handles vendor enablement, exception management, and payment execution
for you.

  • Hands-off payout execution
  • Dedicated human support team
  • Maximize virtual card adoption & rebates
AI-Powered Automation

Semi-automated AP workflows with AI assistance and support.

  • Intelligent vendor onboarding automation
  • Hybrid support model (AI + human escalation)
  • Configurable approval workflows
Full Platform Control

Full control over AP workflows with developer-friendly APIs and embedded components.

  • Embedded payables components
  • White-labled web application
  • Maximum control over workflows & customizations

Create tailored spend management programs

Embed and deploy digital and physical corporate card issuance for incidentals and expense reimbursement. Payabli makes it easy to develop a best-in-class, vertical-specific purchasing card solution.

Optimize efficiency, reduce the cost of internal processing, simplify reimbursement, and minimize the risk of fraud and overspending.

Add custom rules for spend limits, MCC restrictions, funds routing, and more for complete control over your program.

Increase flexibility and visibility with multiple forms of payment, prefunded + credit models, and a mobile-friendly experience with real-time alerts.

Faster payouts, happier vendors: use cases to simplify disbursements

Automate tracking and reporting

Track remaining balances, error handling, and reconciliations across a complex network of payment recipients and accounts. Payabli provides detailed audit logs, simplifying reporting and compliance to help you assess the overall health of your payables operations.

"With Payabli’s simple APIs and Pay Out partnership, we launched a payment solution for our end clients in record time, enabling us to facilitate millions of dollars in payments each month. Bringing an Accounts Payable product online has transformed our business—expanding into new markets, evolving into a fintech leader, and achieving more payment volume in July 2024 than all of 2023 combined."

CEO and Founder, EdStruments

Flexible money movement

Leverage different money movement rails to create elegant verticalized solutions.

Good funds model

Route funds through a Custodial FBO Account prior to issuing payouts.

  • Required for managed payables
  • Itemized or bulk reconciliation
  • Safe and secure
Hybrid credit model

Leverage an innovative credit-debit offset model to issue funds immediately.

  • Issue card, ACH and checks direct from merchant operating account
  • Issue payment immediately
  • Throttle funds access

Go beyond Pay Out: strengthen and automate compliance with Pay Ops

Remove the burden of payout compliance from your in-house team. Payabli’s built-in due diligence workflows protect you from fraud and keep you compliant with PCI, SOC-2, and other regulatory standards.

Underwriting tools

Maintain control over your portfolio and meet your KYC/B, CIP, PCI and AML requirements with our underwriting and monitoring tools.

Risk tools

Protect your merchants from fraud with a combination of powerful machine-learning models and simple heuristic rules to prevent suspicious transactions.

Orchestration and custom policies

Have access to a network of best in class underwriting and risk vendors that fit your portfolio.

Grow revenue and strengthen your product offering

Whether your customers are getting paid or sending payments, we help you optimize and monetize your payments strategy. Payabli removes the heavy lifting with proven payment experience, a robust set of products, and white glove advisory services.