Pay by SMS: The Easiest Way for Vertical SaaS Platforms to Boost Payments Revenue

In today’s competitive vertical SaaS landscape, platforms need more than just great features to win and keep customers — they need revenue-generating capabilities that create measurable impact. Pay by SMS is one of the fastest, most effective ways to do just that.

With Pay by SMS, merchants can send secure payment links directly to their customers’ phones via text message. Customers tap the link, review their invoice, and pay instantly — no logins, no apps, no unnecessary steps.

And for SaaS platforms, every fast, seamless payment means more processed volume — and more revenue.

Why Pay by SMS Is a Game-Changer for SaaS Platforms

1. Accelerate Payment Volume
When merchants get paid faster and more often, your platform processes more transactions. More transactions mean more revenue opportunities from payment processing.

2. Differentiate Your Platform
Pay by SMS adds a high-impact, mobile-first payment option that many embedded payment providers don’t offer. It’s an instant value-add for merchants who want to meet their customers where they are — on their phones.

3. Boost Merchant Retention
Merchants stick with solutions that help them get paid faster. Offering Pay by SMS gives them a reason to process payments through your platform instead of exploring alternative payment processors.

4. Simple, Flexible Deployment
Pay by SMS can be enabled quickly through Payabli’s API or embedded directly into your existing invoicing flow for minimal development effort and maximum revenue impact.

How Pay by SMS Works

  1. Send Payment Link – Merchants generate and send a secure payment link for an invoice via API or your platform’s UI.
  2. Customer Opt-In – If customers are opted in, they receive the SMS instantly. If not, Payabli automatically sends an email prompting them to enroll.
  3. Receive & Pay – Customers tap the link, review the invoice, and pay in seconds.

Value for Merchants, Revenue for You

When your merchants thrive, your platform grows. By connecting merchants and customers through Pay by SMS, you’re giving them a faster, simpler way to complete transactions — and creating more opportunities for your platform to process payments.

Benefits for your merchants:

  • Get paid faster by sending invoices directly to a customer’s phone.
  • Avoid additional logins or apps and pay instantly with a text.
  • Enhance customer experience with a fast, seamless, and secure checkout.
  • Save time by automating payment requests and opt-in workflows.

Benefits for your SaaS platform:

  • Increase payment volume to generate more processing revenue.
  • Differentiate your platform with a high-impact payment option other embedded payment solution providers may not offer.
  • Boost merchant retention by delivering tools that directly improve cash flow.
  • Deploy with ease through Payabli’s developer-friendly API or by embedding into your existing invoicing flow.

Why Partner with Payabli for Pay by SMS

Payabli is built for embedded payments, making it simple for vertical SaaS platforms to bring Pay by SMS to market quickly and securely. Our API-first architecture allows seamless integration into your existing workflows, while our compliance-first approach ensures every transaction is fully protected. The result is a frictionless deployment that delivers immediate impact.

When you partner with Payabli, you’re not just enabling another way to pay — you’re unlocking a powerful revenue engine. Value-added features like Pay by SMS helps merchants collect payments faster, driving higher transaction volume, increased processing revenue, and stronger loyalty to your platform. With Payabli, you get a partner dedicated to helping your platform grow through seamless, revenue-driving payments.

Ready to see Pay by SMS in action?

Let’s talk about bringing Pay by SMS to your SaaS platform and unlocking new revenue streams.

Reach out today to see how we can help.